Eighteen-year-old Noah leaves her life in Florida and flies to London with her mother, Ella, to join Ella's new husband, William, and his son, Nick. At the house she discovers a large bedroom and scans the grounds from a window, spotting a young man stepping out of the pool; when that man introduces himself as Nick she and he trade an immediate, mutual dislike and agree to give each other distance. Before she departs, back in Florida, Noah hands her car to her best friend Haley and her boyfriend Dan as a going-away present; she arrives in England carrying a suitcase and a mixture of skepticism and defiance about starting over in a wealthy blended household.

Noah soon notices traits in Nick that complicate her first impression. At a formal family event she overhears that Nick has earned money through an app of his own and is not merely a coddled trust-fund kid. On a drive home from the event the two argue when a mention of Nick's mother provokes him; he leaves Noah on the pavement after the dispute. Later, intending to collect her, Nick dispatches his valet Zach, but Zach instead brings Noah to a party where Nick is socializing. Noah confronts him there, tosses a drink at him in anger and accepts a drink from someone else; that drink has been spiked and she loses control. Nick intervenes, dragging her away from the crowd, and punches the man who doped her. As he takes her back to the house he notices a small tattoo on Noah's wrist -- a figure-eight knot -- and the discovery and his protection begin to change the tenor of their relationship.

Nick spends time with a girl named Anna, and Noah watches them at social gatherings; she also meets Nick's close friends, including Lion and Jenna. One morning Noah receives a photograph on her phone showing Haley and Dan kissing. Outraged, she demands that Nick take her to the racing event he will be attending so she can confront Haley and Dan; Nick agrees and drives her to the circuit. At the event Noah demonstrates the detailed car knowledge her father taught her when she was young, impressing Nick and surprising people who assumed she knew nothing about cars. Noah spots Jenna and meets Lion, and the crowd's energy pulls her into the world Nick inhabits: illegal street races and underground fights.

A plan to humiliate Dan takes shape when Nick offers to stage a kiss with Noah, photograph it and send the image to Dan as mock revenge; they kiss and later use the picture to provoke him. Their flirtation deepens beyond the prank, and Noah discovers more about Nick's life -- his racing and fighting, and that a dangerous local figure named Ronnie expects Nick to race him as part of an escalating feud. When Ronnie's crew threatens sabotage, Noah impulsively takes the wheel in Nick's place for one race. Ronnie and his men attempt to ruin Noah's run by interference, but she drives with practiced skill and wins. Because Nick fails to show, the wager shifts: Ronnie demands a physical fight with Nick. After the race Ronnie taunts Noah and pushes Nick, and a brawl erupts; the violence causes Noah to experience a panic attack so severe that she collapses into shaking, hyperventilation and flashbacks. She later apologizes to Nick and confesses how confined spaces, darkness and sudden violence trigger panic rooted in trauma from her past: her father once attacked her and came close to killing her.

In the days that follow Noah and Nick grow closer. Nick brings Noah to meet Maddie and introduces her as his sister; Noah recognizes a resemblance and learns that Maddie is her half-sister. Ella and William explain that Nick's mother struggled with alcoholism but left William and Nick to get sober and recover; she has since kept her distance, and Nick is allowed limited contact with Maddie on the condition he avoids violent confrontations. Noah also finds out that Anna is not Nick's girlfriend and that much of his social life is more complicated than appearances suggested. Their intimacy escalates: after Noah reveals her history of abuse to Nick in a raw, halting conversation, he comforts her and they share a sexual encounter at the mansion.

Conflict resurfaces when Ella, unaware of Noah's recent heartbreak, invites Dan to London for a visit in hopes of mending Noah's relationship. Dan recognizes Nick from the prank photograph and tries to persuade Noah to take him back. Noah refuses. Nick handles Dan brusquely: he offers to pay Dan to leave and, when Dan insults him, punches him. Before Dan departs, Nick makes a point of saying he would have paid more but calls Dan cheap as he walks away. This episode cements Noah's rejection of her old life and her alignment with Nick.

Hostilities with Ronnie intensify. During a fight that Nick attends, Noah leaves when the violence becomes too much; Ronnie seizes the opportunity to threaten Nick, steal his car and send a signal that he will not be ignored. Ronnie's men later ambush Nick and Noah at a petrol station, attacking their vehicle and opening a dangerous confrontation that forces them to flee at speed. The theft of Nick's car gives Ronnie the means to track or torment Nick further, and Lion warns Nick that fighting Ronnie may be the only way to stop the cycle. Tensions compound when Nick, Noah, Lion and Jenna travel to Ibiza for Nick's birthday. In a bar there one man will not leave Noah alone; Nick punches him. Noah reacts with anger rather than gratitude, telling Nick that his readiness to use violence embodies everything she has tried to escape from her past, and she walks away in frustration. The argument causes them to stop speaking for a time.

Back in London, at a party thrown by Anna, Noah finds herself locked in a cupboard by Anna and her friends after they interpret Noah's closeness with Nick as a betrayal. Trapped in the cramped darkness, Noah panics; the memories of her father's aggression surge back, and she experiences vivid flashbacks and a severe panic attack. Nick finds the cupboard and pulls her out, calming her and reinforcing a fragile trust between them. After they return to the mansion, Noah speaks to Nick about the specific abuses she endured: the ways her father violated her safety and the terror that stems from those events. Their confession leads to further intimacy and the two have sex again, deepening their emotional bond.

Violence directed at Nick's circle continues. Ronnie orchestrates a brutal attack on Lion, leaving him bloodied and beaten. Nick initially assumes the assault is retaliation for his refusal to fight Ronnie, but William hires a private investigator to look into the string of attacks, smashed cars and intimidation. The detective's inquiry reveals a disturbing truth: Lion's beating and the vandalism are not merely Ronnie's independent vendettas; they are part of a coordinated effort involving Noah's father, who has recently been released from prison and is actively searching for her. The investigator uncovers that Ronnie is collaborating with Noah's father to locate and force Noah back to him.

The plan escalates into abduction. Ronnie and Noah's father capture Noah, take her from a public place and call Ella and William to demand a one-million-dollar ransom. They immobilize Noah and communicate their terms with a menacing casualness that makes the stakes immediate. Nick, frantic, realizes that because Ronnie has possession of his stolen car he can use the vehicle's GPS to track its movements. He follows the signal and converges on the location where Noah is being held. When Nick arrives, he assaults Ronnie in an attempt to free Noah. The confrontation turns violent and Nick is stabbed in the struggle; he continues to fight even as blood weakens him. Noah's father forces Noah into a car at gunpoint and compels her to drive them away. Despite his injury, Nick pursues them in another vehicle, unrelenting.

A high-speed chase unfolds on London's roads. Noah sits in the passenger seat of a car driven by her father with Ronnie beside him, the gun still pressed against Noah. Nick trails them, his wounds slowing him but not stopping him. At a crucial moment Nick executes a maneuvre to force their vehicle off course: he causes a collision that stops the car carrying Noah and her captors. The crash hits with violent impact and Nick sustains further injuries in the collision; he collapses as the others scramble. The police arrive on scene amid the wreckage and the chaos of the aftermath. Noah's father either flees or is confronted by officers at the scene--authorities appear in time to halt the immediate threat--but Noah, bruised and frantic, manages to break free from any remaining hold and runs to Nick. She cradles him and tends to his wounds as he loses consciousness; paramedics and police surround them and take control of the scene.

No character dies during these events; the abduction concludes without a fatality. Officers secure the area and assist the injured. Noah and Nick are transported from the crash -- Noah shaken and bloodied, Nick unconscious and gravely hurt -- and medical professionals treat their injuries. The film follows the recovery process: six weeks after the rescue both young people show physical and emotional healing. Nick regains mobility and strength, and Noah recovers from the trauma and the immediate injuries of the kidnapping. Their relationship, tested by secrecy, violence and rescue, endures. William and Ella watch the two and briefly consider whether Noah and Nick's closeness has become romantic; they dismiss the idea publicly but allow the pair privacy.

In the last scenes Noah and Nick go swimming in a private pool at night. They submerge beneath the surface and, surrounded by the still water, they touch lips in a prolonged kiss beneath the waterline. The camera lingers on their entwined faces before they break the surface and the picture fades on them in each other's arms, having survived the kidnapping, the violence and the revelation of Noah's past. The rescue, the recovery and their underwater kiss close the narrative with both characters physically alive and together, and with legal and immediate threats removed by police intervention at the crash site. No principal characters die by the story's end.

At the end of My Fault: London (2025), Noah is abducted by Ronnie and taken to her estranged father, Travis, who has just been released from prison. A tense car chase ensues with Nick pursuing them. The chase ends in an accident, and Travis, holding Noah at gunpoint, tries to escape on foot. Noah manages to break free and runs to an injured Nick. Police arrive and shoot Travis, who dies on the spot. Noah and Nick survive, their relationship strengthened by the ordeal.

The ending unfolds with escalating tension as Noah is kidnapped by Ronnie, a figure connected to her troubled past, and taken to her father, Travis, who has recently been released from prison. Travis is portrayed as dangerous and primarily motivated by money, showing no concern for Noah's safety. This sets the stage for a high-stakes confrontation.

The scene shifts to a chaotic car chase through London streets. Nick, deeply concerned for Noah, pursues the vehicle carrying her. The chase is intense and reckless, culminating in a crash. Despite the accident, Travis remains determined, grabbing Noah and fleeing on foot with a gun, maintaining control over her.

Noah's internal strength surfaces as she seizes an opportunity to escape Travis's grip. She runs toward Nick, who is injured from the crash but still conscious. The police arrive at this critical moment, and a gunshot rings out. Although it initially seems Noah might be the target, the bullet strikes Travis instead. He falls motionless, effectively ending the immediate threat.

The final moments focus on Noah and Nick's survival and the emotional aftermath. Noah's escape and Travis's death close the chapter on her traumatic past, while Nick's injury underscores the physical cost of their ordeal. The film ends with the two main characters alive, their bond deepened by the shared trauma and danger they faced together.

This ending highlights the themes of survival, protection, and the impact of past trauma on present relationships. Noah's resilience and Nick's protective instincts are central, with the resolution of the conflict involving her father marking a turning point for their future.

Main characters' fates at the end: - Noah: Escapes captivity, survives the ordeal, and is emotionally and physically shaken but safe. - Nick: Injured in the chase but alive, his commitment to protecting Noah is clear. - Travis (Noah's father): Shot by police and dies at the scene, ending his threat to Noah. - Ronnie: Involved in the abduction but his fate is not detailed at the end.

This detailed sequence of events closes the film's central conflict while leaving Noah and Nick's relationship poised for whatever comes next.

Yes, My Fault: London (2025) has a post-credit scene. This scene is brief and easy to miss, but it hints at future complications for Nick. It suggests that Nick's secret life might be coming back to haunt him, adding a darker, more complex layer to the story beyond the main plot of forbidden love and its consequences. This post-credit moment sets up potential developments for sequels, as the film is based on Mercedes Ron's Culpables trilogy, indicating that the story will continue to explore the characters' struggles and relationships.

The figure eight knot tattoo on Noah is noticed by Nick when he takes her home after saving her from being drugged at a party. This tattoo becomes a subtle but meaningful detail that connects to Noah's character and possibly her past, marking a moment of recognition and intrigue between the two.

During the weekend away in Ibiza, a prank locks Noah in a bathroom, triggering a panic attack linked to her traumatic past. Nick helps her escape the party, showing his protective side, but Noah's trauma also causes tension, especially when Nick resorts to violence to defend her, which she dislikes due to her past experiences.

Noah's father, Travis, is freshly out of prison and is depicted as dangerous and money-driven, indifferent to his daughter's safety. He abducts Noah, leading to a chaotic car chase where he holds her at gunpoint. The chase ends with Travis being shot by police and presumably dying, which significantly impacts the story's tension and Noah's safety.

Noah and Nick start off disliking each other and agreeing to stay away, but their mutual attraction grows as they spend time together. They navigate a complicated relationship filled with flirtation, tension, and emotional outbursts, ultimately developing a forbidden romance that is central to the story.

Key secondary characters include Anna, a girl Nick hangs out with; Jenna, who is Nick's best friend Lion's girlfriend; Haley, Noah's best friend who is caught kissing Dan, Noah's boyfriend; and Zach, Nick's valet who inadvertently takes Noah to a party. These characters contribute to the social dynamics, conflicts, and emotional challenges faced by Noah and Nick throughout the film.

The movie My Fault: London (2025) is not family friendly and is rated for mature audiences (UK 15, Australia MA15+, Argentina 16+, Singapore M18) due to its content.

Potentially objectionable or upsetting aspects for children or sensitive viewers include:

• Sexual content and nudity: Moderate level, including kissing, a scene where a male character puts his hand inside a female character's bathing suit, and an intense sexual scene.
• Violence: Mild but present, including scenes of individuals being beaten, stabbed, and shot, as well as references to domestic abuse.
• Profanity: Mild use of foul language.
• Alcohol and drug use: Moderate, with teens drinking at a club and a character being drugged.
• Frightening and intense scenes: Moderate intensity mainly due to sexual content; no horror or jump scares but some scenes may be emotionally intense or disturbing.

Given these elements, the film is unsuitable for children and may be upsetting for sensitive viewers due to its mature themes involving sexuality, violence, and substance use.